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  • Writer's pictureKibbe Insurance Agency

Group plans Q&A


How many employees do I need to have a group?

At least 2, most companies have certain participation requirements as well.


Do I have to offer insurance to my employees?

There is no requirement for a small employer to offer health insurance to its employees (under 50 full time equivalent). Large employers are not required, but will have to pay a tax penalty if they do not offer a plan.


Can I offer more than one plan to my employees?

Most insurance companies will allow you to offer more than one plan to your employees, some offer 2-3 options.


What is an ICHRA?

Individual Coverage Health Reimbursement Arrangement

ICHRA's allow employers to offer a monthly allowance so employees can choose their own individual health insurance plan.


Still have questions? We can help. Our contact info is at the bottom of this page.

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